Take inside knowledge from an Expert

 

Kan jij je droomwoning niet vinden … dan bouw je ze zelf, toch?

Buying an existing home then may be you won't get exactly what you want.

Vous ne trouvez pas votre maison de rêve... alors vous devez le créer vous-même, n’est pas ?

                            Take inside knowledge from an Expert

Advies van een Expert click -> Buy or Build <-cliquez ici pour l’ Avis d’un Expert!

 

Bij het zoeken op internet mis je telkens weer dat ietsje extra in het aanbod, dan is     Stap een:   Schrijf hier in op onze nieuwsbrief <-click

When searching the internet do you miss that little bit extra in the offer time and time again, then is   Step one   Register here for our newsletter <-click

Lors de la recherche sur internet vous manquez a chaque coup les petit extras dans l'offre, alors voici   La première étape :   Enregistrez ici pour notre lettre-info <-click

 

 

Stap twee:   Een waaier aan bouw percelen vanaf 790 m² tot.  ……m²,   gelegen tussen Javea en Calpe.   Je hebt de mogelijkheid om een stuk grond te kopen op de locatie van jou wensen. Vandaag bieden  we er al   +20 aan in Moraira en +30 in Benissa Costa   Alle aangeboden percelen hebben een bouwvergunning.   Prijzen vanaf 92.000€ + Kosten Koper                            Click->bouwpercelen   ---&---   Stap 3   de bouwstijlen: zorgt u zelf voor de plannen of wilt u vertrekken op basis van een voorstel zoals bv. dit :     Super moderne villa ’s te bouwen naar jullie wensen of te kiezen uit een 20-tal voorbeelden.   El Premio draagt zorg voor de opvolging tijdens de bouwfase en garandeert een zeer hoge kwaliteit.     Er zijn reeds villa’s die nu in bouwfase zijn. Info nodig, geef ons een seintje.        Afwerking tuin en zwembad is niet in de prijs begrepen.            Prijzen zijn zonder bouwperceel, zie eerder in deze meil.                 Prijzen vanaf € 140.500    + Kosten Koper                                    Klik hier voor enkele voorbeelden   Indien je de intentie hebt om terug te verkopen is dit en prima investering omdat de herverkoopwaarde van nieuwbouw  nu eenmaal prijsvaster is.

Step two:   A range of building plots from 790 m² to.  ...... sqm, located between Javea and Calpe.     You have the possibility to buy a block of land at the location of your choice. Today, we already offer   +20 in Moraira and +30 in Benissa Costa   All offered plots have a building permit.    Prices as from 92,000€ + purchasers cost         click-> for building plots   ---&---   Step 3 the architectural styles: you either follow your design and plan or select one out of a proposal such as this.:     Super modern villas to build to your needs or to choose from some +20 examples.   El Premio takes care of monitoring during the construction phase and guarantees a very high quality.   Some villas are already in construction phase. When info needed, give us a call or mail.   Finishing of the garden and swimming pool is not included in the price.   Prices are without the cost of the building plot, see earlier in this mail.   Prices as from 140,500€ + purchasers cost          click-> for examples     Whenever you have the intention to sell the property later then this is a good investment because the resale value of a new construction is expected to be stable.

Deuxième étape:   Une gamme de terrains de 790 m² à bâtir jusqu’au  ... m², situé entre Javea et Calpe.   Vous avez la possibilité d'acheter une parcelle de terrain à l'emplacement de vos souhaits. Aujourd'hui, nous offrons déjà   +20 à Moraira et +30 à Benissa Costa   Toutes parcelles ont un permis de construire.    Prix à partir de 92 000€ + coûts d'acquisition          click-> pour parcelles   ---&---   Troisième étape   les styles architecturaux : vous prenez en charge les plans ou laissez vous vous guider a base de cette proposition:   Villas Super modernes à construire selons vos désirs ou à choisir d’un 20ième exemplaires.   El Premio s'occupe de la surveillance pendant la phase de construction et garantit une très haute qualité.     Il ya déjà des villas en phase de construction. Besoin d'info ?, appelez-nous.     La finition du jardin et de la piscine n'est pas inclus dans le prix.   Les prix sont sans terrain constructible, voir plus haut dans ce mail.     Prix à partir de 142 500€ + coûts d'acquisition          click-> pour examples     Si vous avez l'intention de revendre plus tard dedi est une exelente  investissement car la valeur de revente d’ une nouvelle construction est simplement plus stable.

 

When you absolutely definitely cannot wait and have considered the above then this is your chance to immediately acquire something: 

Indien u nu, na al het voorgaande te hebben overwogen, stante pede een pand wil verwerven dan grijp je hier je kans:

Si vous , après avoir considéré  touts les argument de dessus, voulez acquérir un bien immédiatement, ssaisissez votre chance:

 

Laatste koopjes in dit mooi nieuwbouwcomplex in El Campello. Prijzen vanaf € 164.900 voor een 2 slaapkamer appartement en het laatste appartement met 3 slaapkamers aan de prijs van € 379.300 + Kosten Koper           Last Barging in this beautiful newly build complex in El Campello. Prices as of 164,900€ for 2 bedrooms and 379.300€ for the last 3 bedrooms apartment  + purchasers cost   Dernières bonnes affaires dans ce beau bâtiment neuf à El Campello. Prix a partir de € 164.900 pour deux chambres et € 379.300 pour le dernier appartement de trois chambres + coûts d'acquisition.                     Click -> for 2 bedroom apartment click-> for 3 bedroom apartment

Een landelijk gelegen boerderijtje met 3.087m² privacy. Vraagprijs van €249.000 + kosten koper.           A rural farmhouse with 3.087 m ² privacy.  Asking price of € 249,000 + purchase cost.       Une fermette rurale située très privée sur 3,087 m².  Prix demandé € 249 000 + coût d'acquisition.                                                                                         Click-> for information about this Finca

 

 

Opt-Out …I would be sad to see you go… but will comply, when must.

  

Visitez nous, Bezoek ons, Visit us at ->  http://www.elpremio.es 

 

Real estate made to measure – the first and only Real Estate Agent Network where you can clearly indicate your search options related to location, size, distance to sea, views , airport reach, installation, pool, n° rooms, kitchens, bedrooms, terraces, ….budget Indicate all what is important to You. Ideas visit  ->  Top Segment – Middle Segment – Budget Segment or mails Francis

 

Hasta la vista & Buena Fortuna,

 

Paul Van den Brande

Independent Freelance Business Development & Direct e-Mail Support

paul@elpremio.es

Mobile +34 616 481 057

Testing the water before you buy .......

 

Dear Spain lovers.....

 

‘Over’-winteraanbod   -10% -15% -20% op het normale  ->Verhuuraanbod   enkel voor de volgende locaties werkt dit uit aan deze winterprijs zonder electriciteitspanne zoals eventueel in België.     Click -> La Cala Finestrat 38€ per dag m/m  7 dagen 35€ per dag m/m 14dagen 24€ per dag m/m 31dagen   Click -> Benissa Costa 73€ per dag m/m    7dagen 69€ per dag m/m  14dagen 30€ per dag m/m  31dagen   Click-> Cumbre del Sol 73€ per dag m/m   7dagen 69€ per dag m/m  14dagen 30€ per dag m/m  31dagen     Deze supertarieven zijn geldig van 1 oktober 2014 tot en met 31 maart 2015.

Special Winter Stay offer    -10% -15% -20% off the regular -> Rentals fees   this winter price works out only for the following locations as following and without electricity breakdown as can occur in Belgium.   Click -> La Cala Finestrat 38€ per day m/m  7 days 35€ per day m/m 14days 24€ per day m/m 31days   Click -> Benissa Costa 73€ per day m/m    7days 69€ per day m/m  14days 30€ per day m/m  31days   Click-> Cumbre del Sol 73€ per day m/m   7days 69€ per day m/m  14days 30€ per day m/m  31days     These promotional rates are valid as from October 1,2014 up and included March 31, 2015

Offre Hiver Chaud   -10% -15% -20% sur le prix indiqué a->Location   ce qui donne ce prix d'hiver, seulement pour les endroits suivants, sans coupure d'électricité que vous risquez en Belgique.   Click -> La Cala Finestrat 38€ par jour m/m  7 jours 35€ par jour m/m 14 jours 24€ par jour m/m 31 jours   Click -> Benissa Costa 73€ par jour m/m  7 jours 69€ par jour m/m 14 jours 30€ par jour m/m 31 jours   Click-> Cumbre del Sol 73€ par jour m/m  7 jours 69€ par jour m/m 14 jours 30€ par jour m/m 31 jours     Ces super taux sont valable à partir du 1er Octobre, 2014 au 31 Mars 2015 inclus.

 

 

Opt-Out …I would be sad to see you go… but will comply, when must.

 

 

 

Visitez nous, Bezoek ons, Visit us at ->  http://www.elpremio.es 

 

Real estate made to measure – the first and only Real Estate Agent Network where you can clearly indicate your search options related to location, size, distance to sea, views , airport reach, installation, pool, n° rooms, kitchens, bedrooms, terraces, ….budget Indicate all what is important to You. Ideas visit  ->  Top Segment – Middle Segment – Budget Segment or mails Francis

 

Hasta la vista & Buena Fortuna,

 

Paul Van den Brande

Independent Freelance Business Development & Direct e-Mail Support

paul@elpremio.es

Mobile +34 616 481 057

 

Should You Buy Or Build A Home? By Jean Folger

Take advice from an expert    

 

A home is usually the single largest investment that a person makes. Most buyers end up spending a great deal of time and energy either searching for or designing "the perfect home" before signing any contracts. Location, price, market trends, property taxes, homeowners association fees and the condition of the property are factored into the house hunt. In addition, each buyer typically has a wish list that includes specific needs (the things the buyer absolutely have to have) and wants (the features the buyer would like, but could do without if necessary). While the home-buying process involves a number of important choices, one of the very first decisions buyers need to make is whether to shop for an existing home or build a new one. Each path has its advantages and disadvantages. Here's a look at both sides.
 
Buying an Existing Home

There are two primary advantages to buying an existing home: convenience and cost. Once you are pre-approved by your lender, you can shop around, pick out a home and make an offer. A qualified real estate agent can streamline the process by helping you find appropriate properties, guiding you through negotiations and assisting with the paperwork. Once your offer is accepted, you may be able to close and move in within a month or two.

Even though the process involves numerous steps – such as financing, viewing homes, making offers, home inspections and closing – the convenience of being able to move in right away is compelling enough for many people to choose an existing home over a build. This may be especially true for buyers on a tight schedule, such as those relocating for a new job or whose children will be starting at a new school.

Then there's cost: In many (but not all) cases it is cheaper to buy an existing home. According to data compiled by the National Association of Home Builders, the median new home price in 2013 was $268,900, versus $197,400 for existing homes during the same year. Depending on your target real estate market, prices for existing homes may still be quite favorable in the aftermath of the financial crisis and housing bust that significantly lowered real estate prices across the nation.

Another reason an existing home may be a better option is if you would like to be in a particular established neighborhood – near work, school, friends and/or family. Odds are, too, that the home will have mature landscaping, so you won't have to worry about starting a lawn, planting shrubs and waiting for trees to grow. And if you want to live close to town, your best bet will be an existing home since most, if not all, of the land will have already been built upon.

On the flip side, the biggest disadvantage in buying an existing home may be that you won't get exactly what you want. You may not be in love with the floor plan, may wish that half bath on the first floor were a full bath or that there were another bedroom on the main floor. Older homes in particular may be functionally obsolete, and no longer meet the needs of most buyers. For example, an otherwise beautiful four-bedroom house may only have one bathroom, or the kitchen may be too small with no room for expansion. Unless you find an existing home that has exactly what you want and is in perfect condition, you will have to spend additional money on remodeling, repairs, decorating and/or landscaping. These additional expenses should be factored into the overall price, especially when choosing among various properties or comparing the cost to building your own house.

Building a Home

Building a new home does not offer the same convenience as buying an existing house. Not only do you have to find the land, which will very likely not be in an existing neighborhood, you also have to factor in the time to find an architect or builder, and choose every element of the new structure. Joining an existing development can streamline the process, though it may limit your degree of choice. You also need to worry about systems, such as whether the land gives you access to municipal water and sewage, or requires a well and septic system, along with any environmental and other permits.

The big advantage: You are much more likely to get exactly what you want. For many, this factor alone is enough to choose building over buying, but there are other advantages, too. "A new home is more efficient, especially with the new energy codes including better HVAC [heating, ventilation and cooling], insulation and air filtration standards," says Guy Burtt, principal with Riverstone Develoompent Group, a full-service, licensed general contractor and construction manager engaged in commercial, residential and renovation construction projects. Better efficiency is good for the environment and can save you money on your utility bills each month.

Another perk? A new house may literally be better for you. "A new home is less likely to have the health concerns or toxic materials of an older home – things such as asbestos, lead paint, mold, etc.," says Burtt. And it can be built with certain materials making it better for the environment. "Green appliances/Energy Star rated appliances, and more efficient toilets, plumbing fixtures and electrical fixtures allow you to build "green" for a more sustainable home in the long run. And you have the option to install, sleeve and/or wire for future technology upgrades, such as home automation and solar," says Burtt.

Even though the upfront costs of building can be higher, it may be easier to recoup your investment. "You can have more significant profits with the resale of your new home. A newer home is typically more appealing than an older home to most people," Burtt says. In addition, a new home will require fewer repairs and less maintenance, which can save both money and time. And, as Burtt points out, you'll have a warranty with a new home, so even if something does go wrong, you may still be covered.

Money and features aside, building a house can lead to a level of satisfaction that you can't achieve through buying an existing home. "There is a definite feeling of an emotional connection to living in a new home that you have created," says Burtt. "The new-home smell, no one else has stepped foot (or pets) on your carpet. This is your creation that matches your style and personality, that you created from scratch."

The biggest drawbacks to building a house tend to be the higher costs and longer timeframe, both of which can increase throughout the home-building process. That said, you can limit the risk that your house will go over budget or take longer than you expected by working with a reputable builder and having a good contract in place. "Have your potential builder provide references and then check their past homeowner references," says Burtt. To avoid unexpected price increases, "Try to use a lump-sum contract, instead of a cost-plus contract." A lump-sum contract specifies a fixed price for construction, putting the risk of cost overruns on the builder instead of the buyer.

In addition, your contractor should work with you to help you reduce costs. "Your builder should provide a list of cost-saving items, if requested," says Burtt. Substituting different materials and fixtures can save thousands of dollars, so if costs are a concern, ask ahead of time if there's a cheaper alternative. And keep in mind that anything out of the ordinary is going to cost more. "Custom colors and ornate shapes of materials are certain ways to go over budget," says Burtt.

If you're buying a builder home, be sure that everything you need is included. For details on what to put on your checklist, see New Construction's Hidden Costs Can Burn Buyers.

To control the timeframe, "Try to have a contract that includes a construction time duration," says Burtt. "Avoid the open-ended deadlines, and have a game plan and schedule." If you are out of state, you'll want to make sure your builder keeps you up to date with the progress. "Ask if the builder will provide progress photos on a regular basis, and determine who will be your main point of contact throughout the process," says Burtt. In addition, to save both money and time, maintain good communication with your builder and make sure you are happy with the design/specs before the build begins. It's not good for you or your builder if you change your mind about the color of the granite countertops after they've already been installed.

The Bottom Line

Even if you start off your home search set on finding the perfect existing property, you may end up deciding to build to get exactly what you want. Conversely, you may plan on building and later decide an existing home is a better fit. In either case, working with a qualified and experienced professional – whether that's a real estate agent or a general contractor – can help ensure the process goes as smoothly as possible.